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Calculators

Numbers speak louder than guesses

Pick the area you’re thinking about. Try different scenarios and watch how the numbers change. No sign-up, no contact details needed.

20 years
1 year40 years
Risk profile8

The higher the risk profile, the more both returns and losses can swing over time.

Expected value at the end

–

Expected valueOptimistic scenarioPessimistic scenarioContributions

Want to make the most of your savings?

We’ll find a strategy that fits your time horizon and lets you sleep well.

3 000 000 CZK
500 000 CZK15 000 000 CZK
4.9 %
1 %10 %
30 years
5 years35 years

Monthly payment

–

Total repaid
–
Interest
–
Principal repaidInterest paid

Thinking about your own home?

The rate is just the start. Together we’ll set payments you can manage in a few years too.

50 000 CZK
15 000 CZK200 000 CZK

The 50/30/20 rule is a simple starting point: half of your income for essentials, 30% for things you enjoy and 20% for saving and investing.

–net income

Money disappears and you don’t know where?

Setting a budget is step one, keeping it is step two. Together we’ll find a system that doesn’t feel restrictive.

500 000 CZK
50 000 CZK5 000 000 CZK
50 000 CZK
0 CZK1 000 000 CZK
5 000 CZK
500 CZK50 000 CZK
4.0 %
0 %10 %

You’ll reach your goal in

–

Target
–
Monthly
–
SavedGoal

Dreams that need saving for?

A car, a wedding or a rainy-day fund. With a clear plan you’ll get there faster.

50 000 CZK
15 000 CZK200 000 CZK
10 years
3 years20 years
2
05
500 000 CZK
0 CZK10 000 000 CZK

Indicative sum insured

–

Calculation: annual income × years + debts + CZK 200,000 per child + a 6-month reserve.

Want peace of mind if something happens?

Insurance isn’t about paying the most. We’ll check you have the right risks covered.

150 000 CZK
10 000 CZK1 000 000 CZK
15.0 %
5 %30 %
5 000 CZK
1 000 CZK30 000 CZK
2 000 CZK
0 CZK20 000 CZK

With an extra payment you save in interest

–

Without extra
–
With extra
–
Current payment onlyWith extra payment

Debts getting on top of you?

We’ll find the fastest way to clear them, for example through refinancing or consolidation.

28 years
1860
65 years
5575
0 CZK
0 CZK5 000 000 CZK
5 000 CZK
500 CZK30 000 CZK
35 000 CZK
15 000 CZK100 000 CZK

At 65 you’ll have

–

Monthly income
–
You need
–
SavedContributed

Assumes a 5% annual return and withdrawing 4% of your savings per year. The state pension is not included.

Want freedom and peace of mind later in life?

We’ll use state contributions and tax benefits (pension savings, DIP). The earlier you start, the cheaper it is.

4 000 000 CZK
500 000 CZK20 000 000 CZK
2 500 000 CZK
100 000 CZK20 000 000 CZK
500 000 CZK
50 000 CZK5 000 000 CZK
Damage
–
Actual payout after reduction
–
You pay yourself
–

Is your home insured properly?

Underinsurance is one of the most common mistakes in policies. We’ll check your sum insured matches the real value.

Calculator results are indicative and are not investment advice or an offer. A real plan is always based on your situation – income, commitments, goals and attitude to risk. Past or modelled returns do not guarantee future returns.

Next step

Want the exact numbers for you?

In the intro consultation we’ll use your real numbers and I’ll show you your options. 30 minutes, free and with no obligation.